Law

5 signs that you need a workers’ compensation lawyer in Richmond

You were hurt in an accident at work in Richmond and want to claim workers’ compensation benefits. All employers in the state must have insurance for their employees, including part-time workers, and the insurance company will eventually pay the benefits. The workers’ compensation system is a no-fault one, and you don’t have to prove your employer was negligent to file a claim. If you are wondering whether you need a workers’ comp lawyer Richmond, VA, here are five signs at a glance.

Your claim was denied

Many insurance companies deny legitimate workers’ comp claims because they know that claimants are likely to accept the outcome. Even when your claim is denied, you have the choice to appeal by filing a form through the Virginia Workers’ Compensation Commission. The hearing can be tricky, and it makes sense to have a legal team on your side.

You have a settlement offer

If the insurance adjuster has contacted you to know if you are interested in a settlement offer, you should know that the offered amount is unlikely to be close to what you deserve. Before you settle a workers’ compensation claim, always speak to an attorney who will give you a fair overview and negotiate on your behalf. Hiring an attorney also becomes more relevant if you have sustained an injury that is likely to alter your ability to work or when you have lost a permanent body part.

You are incapable of working further

If your doctor says that you cannot work anymore because of the work injury, you could be entitled to Permanent Total Disability Benefits. PTD benefits give you weekly payments for a lifetime, which are paid by the insurance company. Expectedly, insurance companies do their best to avoid these claims. When your entire life is at stake, you shouldn’t risk going solo. Your lawyer will review the medical documentation and ensure the case has merit to qualify for the benefits.

There is a third-party claim

If your work injury also involves a part other than your employer, you may be able to file a third-party personal injury claim. Your lawyer will check all relevant details and ensure you file the lawsuit within the deadline according to Virginia’s statute of limitations. They will also take care of the legal process and negotiate for you.

In some cases, you may even have a case against your employer after a work injury, especially if they retaliate for filing a workers’ compensation claim. Meet an attorney for an assessment.

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